京津冀地区社会信用环境评价及对策研究
  
DOI:
中文关键词:  京津冀地区;社会信用;信用环境;因子分析;评价指标
英文关键词:The Beijing-Tianjin-Hebei region; social credit; credit environment; factor analysis; evaluating indicator
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作者单位
叶陈毅 唐静静 陈依萍 王飞 河北地质大学会计学院 
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中文摘要:
      市场经济的有效运行依赖于信用经济的良好发展,而目前我国市场经济的信用环境欠佳,评价一个地区的信用环境无疑有助于改善这个地区的信用状况。本文立足于共建京津冀信用体系的主题,以国家政策和大数据为背景探讨构建京津冀社会信用环境评价指标体系,实证研究京津冀地区两市一省共13个城市2012年至2016年这五年中区域信用环境的整体运行情况。首先,根据文献研究和实地调研结果将信用环境评价体系划分为区域经济、金融体系、文化教育、信息技术和政府保障五大类,通过机理分析说明其中科学合理的逻辑关系,设计出每类因素具体的代表指标。其次,借助因子分析法,根据实证研究结果及实际情况分析各地区的信用环境发展状况,提出改进区域信用环境的对策建议,从而优化京津冀社会信用环境评价体系。
英文摘要:
      The effective operation of market economy depends on the good development of credit economy.At present,the credit environment of China’s economic market is extremely bad.So evaluating a region’s credit environment can help improve the region’s credit standing.Based on the national policy of Beijing-Tianjin-Hebei credit integration,this paper studies the operation of the credit environment in 13 cities in the Beijing-Tianjin-Hebei region from 2012 to 2016 through factor analysis.First of all,the credit environment assessment system consists of five main factors:regional economy,financial system,education culture,information technology and government guarantee.The five main factors are divided into specific indicators,through the empirical study of these indicators to construct evaluation system,using this system to evaluate credit environment for the development of Beijing-Tianjin-Hebei region.Secondly,the empirical research is carried out with the help of factor analysis,and then the development status of credit environment in different regions is analyzed according to the empirical results and the actual situation,and the countermeasures and suggestions to improve the credit environment in Beijing-Tianjin-Hebei region are put forward.
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