The establishment of inclusive finance system is the institutional guarantee of the financial development right.Inclusive finance is adopted as an important part of our countrys financial reform in The Decision on Major Issues Concerning Comprehensively Deepening Reforms endorsed by the Third Plenary Session of the Eighteenth Chinese Communist Partys Central Committee，which reflects the basic rules of the financial development.This paper points out that Jiangsu Province，as one of the developed regions in China，should build perfect inclusive finance system through the development of private finance to benefit peoples livelihood and promote financial democracy.The private lending should be regulated with the standpoint of autonomy of will and the private financing should be regulated with commercial law.The interest regulation and the prevention of illegal fund raising are two main concerns.